► I was looking to buy a flat in Hyderabad. About two months ago, I liked a flat that belonged to the landlord, but the dealings were being handled by his nephew. I paid a token advance of ₹2 lakhs.
The nephew suggested an agent from Bajaj to help with the loan process. The agent took more than 45 days but was unable to secure a loan for me. My loan was eventually rejected due to some late payments in my credit history. However, I am still eligible to get a loan from other banks.
Now, after about 60 days, the landlord’s nephew is returning my token amount and refusing to sell the flat to me. Other than the bank transfer record and WhatsApp chats, I do not have any other written agreement or proof.
Can I take any legal action in this situation?
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