Investor Harassment, Forced Cheque Bounce & Extortion — How Strong Is His Case?

Question

► I borrowed ₹13 lakhs (₹10L by bank transfer and ₹3L cash) under a written agreement. Later, the same investor transferred another ₹17 lakhs without any agreement. Under threats, he forcibly took a ₹30 lakh cheque from me. I have already repaid ₹18 lakhs (₹16L directly and ₹2L extorted through men who threatened my family). He keeps misusing the same cheque by repeatedly bouncing it and threatening legal action, the last bounce being on 6 December 2025, yet he has not filed any case for the past 8 months. I possess call recordings and messages proving threats, coercion, and extortion. After I approached the police earlier, he softened his stance and requested not to involve his father. I am currently 6 months pregnant with twins and under severe mental stress. Despite this, he continues to harass me, demand my home address, threaten legal notices and media exposure, and previously sent a collection agent who extorted money—stopped only after a police complaint. I wish to avoid legal proceedings and seek time to repay, but his continuous threats raise concern about whether he is bluffing, how strong his case would be if filed, how long it may last, what amount I may be forced to pay, and whether the extortion by his agent can be used against him.

Answer 1

Dear Sir,

Send ONE strong legal notice (defensive, not aggressive)

Through an advocate:

State:

Cheque obtained under coercion

Extortion already reported

Amounts repaid

Harassment of pregnant woman

Warn:

Any misuse of cheque → criminal complaint

Any visit / agent → FIR

This usually stops harassment.

Answer 2

You solely cannot avoid litigation if other party is bent to initiate legal proceeding. Firstly lodge police complaint by lodging complaint on police site and if he send legal notice then consult a lawyer and sent proper reply refuting the allegations.

Investor Harassment, Forced Cheque Bounce & Extortion — How Strong Is His Case?

2 Answers

Send ONE strong legal notice (defensive, not aggressive)