4 Answers
it's important to note that a cheque bounce does not lead to a criminal FIR but is treated as a civil matter under the Negotiable Instruments Act. To protect your interests, you should immediately inform your bank in writing that the cheques were taken under duress and request them not to honor them. Additionally, you should file a complaint with the police or online authorities detailing who threatened you, how, when, and their identities.
Dear Sir, as per your query,
FIR cannot be filed for a cheque bounce case as it is a private complaint case before the Magistrate. So its a baseless threat.
You need to immediately send a written instruction to your bank that the cheques were forcefully taken away from you. Ask the bank not to honour the cheque. No complaint can be filed against you as you have not committed any offence.
File a police complaint (or online complaint) stating the cheques were taken forcibly
Also Mention:
names of the persons who threatened you
date
how they threatened you
For further details and clarification, feel free to contact our OLQ Team for a detailed discussion.
Give written instructions to your bank
Write to your bank (email + physical letter) stating:
Cheques were taken forcibly
Do not honour those cheques
Stop payment due to coercion
This letter becomes strong evidence for your defence.
There is nothing to worry. Cheque which are got issued forcibly and if there is no lawful dues then such cheques are of no meaning and does not attract any case under 138 N.I. Act. Issue necessary direction to bank not to bank the cheques if the same are deposited for encashment. If they deposit cheque and sent you mandatory legal notice then consult a competent advocate and get issued proper reply.