How Strong Is the Lender’s Case if He Files Cheque Bounce and Fraud Charges After Coercion and Partial Repayment?
Jan 01, 2026
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138 ni act Cheque Bounce
► I borrowed ₹13 lakhs under a written agreement, after which the same person transferred another ₹17 lakhs without any agreement and forcibly took a ₹30 lakh cheque from me under threats. I have already repaid ₹18 lakhs, including money extorted through a collection agent who threatened my family. He has repeatedly misused the same cheque by bouncing it (last on 6 December 2025) but has not filed any case for the past 8 months. I have call recordings and messages proving threats, coercion, and extortion, and the agent stopped only after a police complaint. I am currently 6 months pregnant with twins and under severe mental stress due to continued harassment. He is now threatening to file both a cheque bounce case and a fraud case. My only question is: how strong would his legal case be if he files it now?
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1 answer
1 Answer
Jan 05, 2026
Dear Sir,
If he proceeds, you can:
File counter-FIR (extortion, criminal intimidation)
Seek quashing under Section 482 CrPC
Seek injunction against harassment
Use pregnancy & medical hardship as aggravating factors
Seek costs for abuse of process
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